Stethoscope on a medical reference book
Photo: Unsplash License. Illustration of the topic, not a service endorsement.
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Surprise billing protections

The federal No Surprises Act protects many patients.

Emergency care

You are generally protected from surprise out-of-network bills for emergency services.

Out-of-network at in-network facilities

For certain services at in-network hospitals, you are generally protected from balance bills from out-of-network providers unless you gave proper consent.

Good faith estimates

If you are uninsured or not using insurance, you can ask for a good faith estimate before scheduled care. If the bill is much higher, there is a dispute process.

Where to learn more

Visit cms.gov/nosurprises.