Medical bills
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Photo: Unsplash License. Illustration of the topic, not a service endorsement.
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Helpful tips

Before care

  • Ask if providers are in network.
  • Ask for cost estimates.
  • Get referrals or prior approval if your plan needs them.
  • Uninsured patients can ask for good faith estimates.

After care

  • Wait for the EOB before paying.
  • Compare bill and EOB.
  • Ask about payment plans.
  • Check for duplicate charges.

When disputing

  • Stay polite and persistent.
  • Keep notes of calls.
  • Ask for holds during reviews.
  • Know appeal deadlines.